See also: You can use cash to top-up your MobalPay account at ATMs inside banks all over Japan, even if you don’t have a Japanese bank account. You can also top-up using cash at convenience store, which most people find is the most convenient option.
There are a couple of things to remember before we get started:
- For cash top-ups, only ATMs at banks can be used – you can’t make a cash transfer using a convenience store ATM.
- In most cases, you can only make a cash transfer at an ATM in a bank before 6PM. After this, the machine will not accept cash and the relevant options won’t be displayed on screen.
See the links below for detailed instructions for specific banks. The easiest to use is Mizuho Bank. That’s because they offer an English language service, so if you’re not yet fluent in Japanese, this is what we’d recommend. The step-by-step process for using other banks’ ATMs will differ, but the information you need to input should be the same.
How To Top-Up Using Cash at a Mizuho Bank ATM
How To Top-Up Using Cash at SMBC Bank (Mitsui Sumitomo Bank)
How To Top-Up Using Cash at a JP Post Bank ATM*
Most banks will charge a small fee for using their services to top up. You can find a full breakdown of each bank’s fees here.
*To top up using cash at JP Post Bank, you need to have either a cash card or bank book.