What is a Pending transaction?
A pending transaction means the payment is still being processed. The merchant hasn’t sent all the details yet, so the amount shown may be temporary.
Confirmed Transactions
- Most pending transactions will be confirmed within 5–10 business days.
- Once confirmed, the final amount and merchant name will appear in your transaction history.
Canceled Transactions
Sometimes, merchants place a temporary hold (reservation) on your card:
- If the transaction is canceled or interrupted, the pending charge will disappear after a few days.
- If the merchant reserved the amount to check for sufficient funds, it will be removed when the reservation expires or is canceled.
Once the transaction is canceled, the amount will be returned to your card balance.